⚠️ Important 2025 Program Changes:
- New 4-tier system replacing previous structure
- No offshore income proof required anymore
- Revised financial requirements for each tier
- New property purchase rules with holding periods
Program Overview
The Malaysia My Second Home (MM2H) is a long-term residence visa program allowing foreigners to live in Malaysia for 5-20 years (depending on tier), renewable. The 2025 update introduces significant changes to eligibility and benefits.
2025 Tier System
| Feature | Economy/Financial Zone | Silver | Gold | Platinum |
|---|---|---|---|---|
| Fixed Deposit | USD 65k (21-49yo) USD 32k (50+) | USD 150k | USD 500k | USD 1M |
| Property Purchase | RM600k+ (state rules apply) | RM1M+ (10-year hold) | RM2M+ (10-year hold) | RM2M+ (10-year hold) |
| Visa Duration | 10 years | 5 years | 15 years | 20 years |
| Work/Business | Not allowed | Not allowed | Not allowed | Allowed |
| Foreign Helpers | Not allowed | Not allowed | Not allowed | Allowed |
| Govt Fee | RM1,000 | RM1,000 | RM3,000 | RM200,000 |
Key Benefits
- Multiple Entry Visa (MEV) for all tiers
- Education access: Dependents can study at Malaysian accredited institutions
- Withdraw 50% of FD after approval for property, education, medical or tourism
- Family inclusion: Spouse, children (≤34yo if unmarried/unemployed), disabled children (no age limit), parents/in-laws
Application Process
- Consultation (1-2 months)
- Document preparation with notarization/certification
- Submission to MOTAC (2-3 months processing)
- Conditional approval – pay balance within 7 days
- Malaysia visit within 3 months for:
- Bank account opening
- Medical check-up (RM300-500)
- Insurance purchase (~RM2,000/pax)
- Visa endorsement
Required Documents
| Category | Requirements |
|---|---|
| All Applicants |
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| Family Members |
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| Special Notes |
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Cost Estimates (Family of 3)
| Tier | Agency Fee | Govt Fee | Additional Costs* | Total | Fixed Deposit |
|---|---|---|---|---|---|
| Economy | RM40,000 | RM1,000 | RM16,360 | RM57,360 | USD65k/32k |
| Silver | RM40,000 | RM1,000 | RM16,360 | RM57,360 | USD150k |
| Gold | RM55,000 | RM3,000 | RM16,360 | RM74,360 | USD500k |
| Platinum | RM70,000 | RM200,000 | RM16,360 | RM286,360 | USD1M |
*Additional costs per dependent: Visa fee (RM2,650), Journey Perform fee (RM530), Medical insurance (~RM2,000), Check-up (~RM500), Processing (RM2,500)
Frequently Asked Questions
Q: Can I work in Malaysia with MM2H?
A: Only Platinum tier holders can work/business. Others may invest but not be employed.
Q: Is healthcare covered?
A: No, but you can invest in businesses or freelance for foreign clients.
Q: Can I bring my family?
A: Yes (spouse, children under 21, parents over 60).
Q: Is property purchase mandatory?
A: Yes for all tiers except Economy (state-dependent). Properties cannot be sold for 10 years unless upgrading.
Important Notes
Important Notes
- All financial amounts are minimum requirements – actual costs may vary
- Property rules differ by state (e.g., Kuala Lumpur vs Penang)
- Medical insurance is required for participants ≤60 years old
- Residency requirement: Minimum 90 days/year (can be accumulated for 25-49yo)